I soap with a 5% lye discount. That's the default on SoapCalc.
If you're new at making soap, I wouldn't go below 36% for the water (water as % of oils) since you will want to play with scent and having full water, or near to it, gives you time to work with it.
I usually use 36% water because I am often working with new scents and like to really play around with designs. My bars are all hard after the 4 week cure.
We would need to see your recipe to help you with creating a harder bar of soap since the oils you use play a large part in that.
Many oils like coconut, palm, shea butter, cocoa butter, palm kernal will creat a hard soap.
It also takes some time for the bar to become hard. After the 4 week cure it should be quite solid.