Do you have any art programs? I have corel & made mine in corel. Do you make your own labels? It's just like making a label. You draw a rectangle the size of the banner etsy specifies & go from there. You can drop your logo onto it, a photo or two, some text, choose a background color or pattern & you are done. You then need to lasso/group the elements & save it as an image & just upload it. I believe you can search the forums at etsy & people suggest assorted easy programs to make a banner in. So many people at etsy make & sell banners though. When I first signed up I bought a banner for $7.00 I think & they added my logo & text to it. You can just crop an area of your bannar to use as an avatar.