I haven't even made my first bar of soap yet, but am trying to do my homework. I haven't really found another online quote for insurance besides the soap makers guild. Does anyone know if this is a reasonable price $480 annually. My husband thinks it is quite expensive as his only cost him just over $200. I did explain that making soaps carries a lot more liability than an artist as no one will be putting the paintings on their face lol. Still I would love some answers or suggestions. Thanks, Marilyn